In 2024, the stock was given more than a 45% return. As per experts, It is a one of the good stock and may deliver more returns in the upcoming years. The company has plans to invest in technologies like AI and ML to make their technology more advanced. If you are an investor, experts’ predictions on Jio Financial Services’ share price target for 2025, 2026, and 2026 can help you to generate more returns.
Millions of investors are excited about the stock because, in the year 2024, the stock has given approximately 65% return as of 14 Dec 2024 from its all-time low The interesting thing is that the company’s complete business is still unknown. No buddy knows which business the company will enter in the future.
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About Jio Financial Services Ltd
Jio Financial Services Limited is a reliance group company. In 2023, the company demerged from Reliance Industries Limited and was listed in the NSE and BSE as Jio Financial Services Limited.
As of now, Jio Financial Services is engaged in 4 businesses-
- Loans
- Payment Bank
- Insurance Broking
- Payment Solutions
Loan Business: The company offers 3 types of loans i.e. personal loans, loans for businesses, and consumer durable loans. Check full details on the loans’ official website, like charges, eligibility, limits, etc.
Payment Bank: The company also offers payment bank services where people can open a bank account, create UPI, etc. for their day-to-day uses.
Insurance Broking: In the insurance broking business the company offers 4 types of insurance Car insurance, bike insurance, life insurance, and health insurance.
Payment Solutions: In the payment solutions, the company offers a payment gateway to accept payment from customers or users from the web, app, etc.
Jio Financial Services’ Scrip Info
| NSE | JIOFIN |
| BSE | 543940 |
| ISIN | INE758E01017 |
| SECTOR | Finance – Others |
Stock Insights & Key Metrics
Check the most important and helpful data and information that are helpful in the analysis of any stock. Here, you’ll get Jio Financial Services Ltd.’s Financials, Fundamentals, Shareholding Pattern, Pros and Cons, Quarterly Results, etc.
Note: This shared data and information are not enough for complete analysis. You can check new and updated information about the company by clicking on the button.
Note: All the values are in Rupees (₹) Crores.
| Quarter | Net Profit & Loss |
|---|---|
| Sep 2023 | ₹668 Crores |
| Dec 2023 | ₹294 Crores |
| Mar 2024 | ₹311 Crores |
| Jun 2024 | ₹313 Crores |
| Sep 2024 | ₹689 Crores |
| Financial Year | Net Profit & Loss |
|---|---|
| March 2020 | ₹NA |
| March 2021 | ₹NA |
| March 2022 | ₹NA |
| March 2023 | ₹31 Crores |
| March 2024 | ₹1,605 Crores |
| Market Cap | ₹2,15,821 Crores | ROE | 1.17% |
| P/E Ratio TTM | 134.27 | EPS (TTM) | 2.53 |
| P/B Ratio | 1.57 | Div. Yield | 0.00% |
| Industry PE | 19.28 | Book Value | 215.86 |
| Debt To Equity | 0.00 | Face Value | 10 |
| Held By | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|
| FIIs | 19.45% | 17.55% | 16.88% |
| DIIs | 12.50% | 11.79% | 11.39% |
| Public | 20.77% | 23.39% | 24.46% |
| Promoters | 47.12% | 47.12% | 47.12% |
| Other Holders | 0.14% | 0.15% | 0.15% |
Key Insights
Key Insights includes positive and negative information about the company’s business model, analysts’ ratings, fundamentals, financials, and more. Kindly cross-check the information from your side too for extra confirmation.
- It is making profits continuously.
- Jio Financial Services Ltd is almost debt-free.
- The PE Ratio of the company is very high (PE>40).
- The company’s profit margin is above industry medium.
- The company does not generate cash from its business.
- There are no improvements in the recently released earnings.
- Mutual Funds decreased their shareholding in the recent quarter.
- The company has shown good growth in the recent quarterly results.
Quarterly Result – Sep 2024
In the September 2024 quarter, Jio Financial Services Ltd reported sales of ₹693 crore, a net profit of ₹689 crore, and an operating profit of ₹553 crore. Year-on-year (YoY), sales increased by 14.05%, net profit grew by 3.13%, and operating profit rose by 2.04%. Quarter-on-quarter (QoQ), sales grew by 65.98%, net profit surged by 120%, and operating profit increased by 60.83%.
| Sep 24 | YoY Change | QoQ Change | |
|---|---|---|---|
| Sales | 693 | 14.05% | 65.98% |
| Net Profit | ₹689 Crores | 3.13% | 120% |
| Operating Profit | ₹553 Crores | 2.04% | 60.83% |
Jio Financial Services Share Price Target
In the long term, the finance sector is likely to give massive returns as the finance sector can grow rapidly soon. In the past, many experts and analysts have given targets for the stock which was achieved recently. If you are also an investor, Jio Financial Services’ share price target for 2025, 2026, and 2027 may help you to generate maximum return.
In the past few years, many finance sector stocks have given 30% to more than 100% returns due to huge growth in the sector. Experts believe that growth may continue as India most probably become 4th largest economy by 2025 and aims to become developed by 2047.
| Year | Min Target | Max Target |
|---|---|---|
| 2025 | ₹380 | ₹390 |
| 2026 | ₹400 | ₹450 |
| 2027 | ₹600 | ₹650 |
Disclaimer: AskDhan or we are not SEBI registered, and this is not a Buying or Selling recommendation. We will not be responsible for any loss or profit. This post is only for educational and learning purposes. All the targets given in the post are based on news, brokerage research, technical analysis, etc. We strongly recommend you talk to your financial advisor before making any decision.
Jio Financial Services Share Price Target 2025
As of 14 Dec 2024, the Jio Financial Services stock is trading at Rs. 339.75 (closing price) which is nearly 15% down from its all-time high i.e. Rs. 394.70. Still, the stock is trading at a very high valuation at this level.
For the short term, KRChoksey has given a buy rating at the price of Rs. 327.05 with a target of Rs. 345 on 21 October 2024. In just a few weeks, the target was achieved. Currently, no experts or analysts have active buy or sell recommendation on the stock.
The stock is consolidating in a range from several weeks, If Jio Financial stock breaks its resistance of Rs. 360 to Rs. 365, we may see a target of Rs. 380 to Rs. 390 by the year 2025.
Jio Financial Services Share Price Target 2026
The business in which Jio Financial Services Limited is entering is very competitive as there are many giant companies like Bajaj Finance, HDFC AMC, etc. have had a strong market share in the respective sectors.
On the other side, Jio Financial Services Ltd company has a lot of advantages like huge data as millions of people use Jio sim cards. This data can be used for promoting services which decreases marketing costs and makes promoting services easier.
In the Profit and Loss, there are no major profits made or shown by the company. If the profit of the company rises in the next few quarters then we can see the target of Rs. 400 to Rs. 450 in the Jio Financial Services share price.
Jio Financial Services Share Price Target 2027
For the long term, the stock is good but it is hard to give any share price target as the business of the company is not clear yet. According to the rumors and news the company will be involved in more business in the upcoming years.
So, without knowing the complete business, we can not share any target for the stock.
But in case you want any rough share price target based on the business in which the company will join. You can expect the Jio Financial Services share price target of Rs. 600 to Rs. 650.
FAQs
Jio Financial Services Ltd is a low-debt and profitable company. Currently, the company is engaged in the business of loans, life insurance, payment banks, payment solutions, etc.
The company and its businesses of the company are not popular as it is a new company. Currently, the company generates a major part of the revenue from dividends.
In the short term, the stock price may fluctuate but in the long term, the company is likely to engage in many businesses and perform well.
Currently, the company is involved in 4 businesses Loan, Payments Bank, Insurance Broking, and Payment Solutions.
There are various types of loans, insurance, and payment options the company provides to the customers.
As of 14 Dec 2024, the Jio Financial Services stock is available at a discounted price of 15%. Currently, the stock is trading in a range, as per technicals soon the stock will go near its upper resistance levels. In 2025, Jio Financial Services’ share price target is near Rs. 380 to Rs. 390.
Final Words
Jio Financial Services Limited is a Reliance group company. Soon, the company may enter many NBFCs and other related businesses. This sector is competitive but investors believe that the company can handle it. So, analysts are bullish on the Jio Financial Services share price target for 2025, 2026, and 2027.